What to Do After a Home Fire – and How Your Insurance Company Can Help
Home fires are traumatic and devastating disasters. The best insurance against a fire in your home is, of course, prevention. Make sure your home has a fire extinguisher in the kitchen and smoke alarms on every floor. Test your smoke detectors at least once a month to ensure they work properly. Be aware of the behaviors that can reduce the risk of fire. For example, clean the lint filter of the dryer, do not leave unattended pots on the stove and do not...
Showing posts with label homeowners insurance. Show all posts
Showing posts with label homeowners insurance. Show all posts
Empty Property Insurance
What is Empty Property Insurance?
Any property may become empty at any time, in many different circumstances. When a property is vacant, a standard policy home insurance usually provides coverage for up to 30 days. This
is when you should get an empty property insurance to keep their assets
properly insured against risks such as fire, storm damage, theft, etc.Could be a number of reasons why an institution may become vacant.
The property may be a recent purchase of ownership and is being...
Homeowners insurance
Why do we need homeowners insurance?
Buying homeowners insurance is like buying car insurance:
you want and need extra protection for your property if it is damaged or someone is injured on the property. As car insurance, the type of home insurance that you buy in large part determine what you pay. It's a worthwhile investment and in many cases, required if you live in areas prone to natural disasters such as floods, hurricanes, wildfires and earthquakes zones.
In general, owners will buy two types of home insurance:
insurance...
Empty Property Insurance Tips
Temporary empty property is a reality that each owner must face from time to time. Here
is some information unoccupied property insurance and tips on how to
keep your property insured properly when it is empty or unoccupied.
How insurance companies View a empty property
Insurance companies consider riskier empty building to ensure that the property is occupied. No one lives there, property can start looking uninhabited open for thieves to strike invitation. Furthermore,
in the case of a sudden emergency, like a fire, no one...
